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Author [ES] [PL] [PT] [IT] [DE] [FR] [NL] [DK] [SE] [FI] [NO] Topic: TTSE Insurance  (Read 1489 times)

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Offline Gar

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Re: TTSE Insurance
« Reply #16 on: September 21, 2020, 05:26:55 pm »
Novocastrian, I couldn't agree with you more which is why it's so odd that rates would be lower in the UK vs North America.  :015:
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Garanthor

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Re: TTSE Insurance
« Reply #17 on: September 21, 2020, 08:05:37 pm »
My thoughts exactly!  :184:
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Offline digital

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Re: TTSE Insurance
« Reply #18 on: September 21, 2020, 08:20:45 pm »
*Originally Posted by Novocastrian [+]
Yes, but anyone who drives on the wrong side of the road should pay more anyway; it's dangerous  :008:

So is.  :745: :745: :745:
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Offline earthman

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Re: TTSE Insurance
« Reply #19 on: September 21, 2020, 08:34:30 pm »
Insurance is such a con in my eyes, it's all a bit of a gamble, just because one company is cheap/cheaper than the rest, does that mean you will still be looked after if you are involved in an accident/make a claim in the future?

Also, it doesn't matter who the compnay/broker is, most still use the same few under underwriters it would seem, Markerstudy is a common one, check out the small print, no matter what time of the day, if the bike is stolen from the driveway for example and you said that it's garaged, they will not pay out. Do a search for reviews on any of these underwriters, they are all far from examplary I've found. :161:

Considering that insurance is something that we all need by law in the UK, I think that the government should make them more accountable in the first place shall we say. 

Offline Novocastrian

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Re: TTSE Insurance
« Reply #20 on: September 21, 2020, 08:38:31 pm »
*Originally Posted by earthman [+]

Also, it doesn't matter who the compnay/broker is, most still use the same few under underwriters it would seem, Markerstudy is a common one, check out the small print, no matter what time of the day, if the bike is stolen from the driveway for example and you said that it's garaged, they will not pay out.

Only overnight though, which is fair enough.  It was made clear to me that it must be garaged overnight so I will.  Your other points are all valid though.
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Offline earthman

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Re: TTSE Insurance
« Reply #21 on: September 21, 2020, 11:08:01 pm »
*Originally Posted by Novocastrian [+]
Only overnight though, which is fair enough.  It was made clear to me that it must be garaged overnight so I will.  Your other points are all valid though.

No, that isn't correct. I've since spoke to a guy at Bikesure insurance, he said that it's a common clause in the small print nowadays, most underwriters have followed Markerstudy on that aspect, they will not payout if a bike is stolen from home at any time unless you've parked it in the garage.

Offline 1215

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Re: TTSE Insurance
« Reply #22 on: September 22, 2020, 03:23:42 pm »
Wilko I am lead to believe that all the bloodbikers have to  have a recognised advanced qualification i.e. IAM or ROSPA.
Once you have achieved one of these then that MAY also reduce your insurance quotes.
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Offline gfxmonkey

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Re: TTSE Insurance
« Reply #23 on: September 23, 2020, 01:16:21 pm »
I pay £290 for my insurance with business class 1 as I'm not based from home. So travel everywhere for work. They too have said not garaged at night I lose my access not the whole insurance but considering I'm not home every night that clause doesn't make sense!!!

 



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