Author [ES] [PL] [PT] [IT] [DE] [FR] [NL] [DK] [SE] [FI] [NO] Topic: Modifications notifications - Insurance  (Read 662 times)

0 Members and 1 Guest are viewing this topic.

Offline Novocastrian

  • Trophy Master
  • ****
  • Posts: 513
    • View Profile
  • Bike: TTSE
  • City / Town: Tynemouth
  • Country: UK
Modifications notifications - Insurance
« on: November 20, 2020, 11:47:11 am »
My new policy documents for the Trophy came through and they included an information sheet of bike modifications they do NOT need to be notified of.  Interestingly, this answers a few questions raised in the past on the matter of crash bars, etc.  I must stress this is only for Carole Nash cover, but as one of the biggest UK insurers, it may apply to you.

Ken Hastie
TTSE, a handful of BSAs and an MGB

Offline Saddle Tramp

  • Trophy Master
  • ****
  • Posts: 900
  • Have Trophy, Will Travel
    • View Profile
  • Bike: 2015 TTSE - Black
  • City / Town: N. WI / S. AZ
  • Country: USA
Re: Modifications notifications - Insurance
« Reply #1 on: November 20, 2020, 09:21:16 pm »
Interesting.
My insurance policy has a value limit of $1,500 for undeclared accessories. They require a detailed accounting if that value is exceeded. Perhaps you should check your policy if there is now such a clause in effect for you.
Probationary Twisted Trophies Member (Non-Texan)

Offline Ad™

  • Forum Admin
  • *****
  • Posts: 197
    • View Profile
  • Country: UK
Re: Modifications notifications - Insurance
« Reply #2 on: November 21, 2020, 09:03:00 am »
Looks like a welcomed step in the right direction.

Funny how you do need to declare "race replica" decals/stickers !   :001:

Offline earthman

  • Trophy Master
  • ****
  • Posts: 2092
    • View Profile
  • Country: UK
Re: Modifications notifications - Insurance
« Reply #3 on: November 22, 2020, 09:00:31 pm »
*Originally Posted by Ad™ [+]
Looks like a welcomed step in the right direction.

Funny how you do need to declare "race replica" decals/stickers !   :001:

I wonder about that too. :187: Surely they don't think that a bike thief is going to think that your bike is actually a race bike/worth more so are more likely to nick it in the first place? Considering it would have a number plate/be used on the public roads. :187:

Offline Saddle Tramp

  • Trophy Master
  • ****
  • Posts: 900
  • Have Trophy, Will Travel
    • View Profile
  • Bike: 2015 TTSE - Black
  • City / Town: N. WI / S. AZ
  • Country: USA
Re: Modifications notifications - Insurance
« Reply #4 on: November 22, 2020, 09:41:05 pm »
That may be exactly what they are thinking.
Your average criminal isn’t exactly the sharpest arrow in the quiver...
Probationary Twisted Trophies Member (Non-Texan)