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18 Jan 21, 00:25 am
Triumph Trophy
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Topic: Insurance (Read 5520 times)
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Desertaire
Trophy Pro
Posts: 186
Bike: 2013 Trophy SE
City / Town: El Paso TX
Country: USA
Insurance
«
on:
May 30, 2013, 10:39:38 pm »
Progressive wants $822 a year for full coverage on the Trophy. I was paying $300 a year for the same coverage on my 2007 BMW 1200GS. I realize its a newer, more expensive bike but...what the hell happened?!? What are you all here in the States paying?
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w8d4it
Trophy God
Posts: 5337
Bike: 2013 Triumph Trophy
City / Town: Houston Texas
Country: USA
Re: Insurance
«
Reply #1 on:
May 31, 2013, 04:32:59 am »
I had Progressive a few years ago but dropped them. First year they had the lowest rate, then the next year they doubled the premium. When I inquired why they said because I hadn't paid one medical bill. I asked if they bothered to inquire that the billing was under dispute (later resolved in my favor). Progressive said no, didn't bother to check, they were just raising the rate because "they were allowed to". So I dropped them, went to Geico, who turned out to be lower priced anyway. Been with Geico for about 5-6 years. Very happy with them.
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Proudly Riding Triumph Since 1968
2013 Triumph Trophy SE
2001 Sprint 955 ST
Desertaire
Trophy Pro
Posts: 186
Bike: 2013 Trophy SE
City / Town: El Paso TX
Country: USA
Re: Insurance
«
Reply #2 on:
June 01, 2013, 11:14:22 pm »
I got a little bit better quote from Dairyland...didn't even know they were still around. Monday, I'll try Allstate and the lizard. These quotes are crazy for a guy almost 60 years old, 1 ticket in 23 years and my last motorcycle claim was when I hit a cow in 1989...hardly my fault.
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Verdun95
Trophy God
Posts: 2763
Bike: Trophy 1200 SE
City / Town: by CDG Airport
Country: France
Re: Insurance
«
Reply #3 on:
June 02, 2013, 01:22:32 pm »
Originally Posted by
w8d4it
went to Geico, who turned out to be lower priced anyway. Been with Geico for about 5-6 years. Very happy with them.
Just out of curiosity: are you working for the Government? I try to remember my company was reinsuring them and I've kept somewhere in my memory thet GEICO was initially founded to offer insurance products to the Civil Servants and other Government Employees, correct?
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An old biker must be a good rider
crazyman
Trophy Pro
Posts: 322
Bike: 2013 Trophy SE
City / Town: Crystal Beach, FL
Country: USA
Re: Insurance
«
Reply #4 on:
June 03, 2013, 04:34:13 pm »
I'm not liking being charged $630 for my bike policy from Progressive. That's twice what I was paying on the Tiger 800. They also increased my auto rates. No reason, just because.
I'm gonna shop around.
I used to be with GEICO. They were initially an insurance provider for government employees, but they offer policies to anyone now.
The trouble is with US insurance companies, you can switch and get a lower rate for the first year or so, then they'll jack your rates up. They ALL do it. $$$ making devils.
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w8d4it
Trophy God
Posts: 5337
Bike: 2013 Triumph Trophy
City / Town: Houston Texas
Country: USA
Re: Insurance
«
Reply #5 on:
June 03, 2013, 07:23:16 pm »
Originally Posted by
Verdun95
Just out of curiosity: are you working for the Government? I try to remember my company was reinsuring them and I've kept somewhere in my memory thet GEICO was initially founded to offer insurance products to the Civil Servants and other Government Employees, correct?
Not at all affiliated with the government. Although GEICO stands for Government Employees Insurance Company they sell policies to everyone.
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Proudly Riding Triumph Since 1968
2013 Triumph Trophy SE
2001 Sprint 955 ST
Verdun95
Trophy God
Posts: 2763
Bike: Trophy 1200 SE
City / Town: by CDG Airport
Country: France
Re: Insurance
«
Reply #6 on:
June 03, 2013, 08:13:08 pm »
thanks
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An old biker must be a good rider
w8d4it
Trophy God
Posts: 5337
Bike: 2013 Triumph Trophy
City / Town: Houston Texas
Country: USA
Re: Insurance
«
Reply #7 on:
June 03, 2013, 09:40:57 pm »
Originally Posted by
Desertaire
I got a little bit better quote from Dairyland...didn't even know they were still around. Monday, I'll try Allstate and the lizard. These quotes are crazy for a guy almost 60 years old, 1 ticket in 23 years and my last motorcycle claim was when I hit a cow in 1989...hardly my fault.
BTW your profile is almost exactly the same as mine, except I never hit a cow. My premium is $522 a year including collision, liability, etc.
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Proudly Riding Triumph Since 1968
2013 Triumph Trophy SE
2001 Sprint 955 ST
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